Give
Ways to Give
Give the way that works for you. Figures current for the 2026 tax year.
What changed for charitable giving in 2026
Under the One Big Beautiful Bill Act, several changes take effect for the 2026 tax year. The single most relevant one for a typical giving household is the new deduction for people who do not itemize.
- New deduction for non-itemizers. Up to $1,000 (single) / $2,000 (married filing jointly) for cash gifts to qualifying public charities. Above-the-line and permanent — the first time since 2021. (Most parishioners)
- New 0.5% AGI floor for itemizers. Only total giving above 0.5% of AGI is deductible (cash and non-cash combined). Example: $400,000 AGI, $10,000 given → $8,000 deductible. (Itemizers)
- 35% cap on itemized deduction benefit. Taxpayers in the 37% bracket receive only a 35% tax benefit from itemized deductions, including charitable gifts. (High earners)
- 60% AGI ceiling made permanent. The cash-gift ceiling no longer risks reverting to 50%. (Large donors)
- SALT cap raised to $40,400. Substantially more households will itemize again. (Broad)
- Corporate 1% floor. Corporate charitable deductions are now subject to a 1% of taxable income floor. (Employer matching partners)
Important: The new non-itemizer deduction cannot be used for gifts to a donor-advised fund or a private foundation. Gifts must go to the qualifying public charity directly.
Online Giving
Give a one-time or recurring gift online by card or bank draft. The simplest way to set up regular offertory support.
Text-to-Give
Text a dollar amount to 84576 to give to the parish offertory. First-time texters get a quick one-time setup link.
Text any dollar amount to 84576.
Offertory Envelopes
Prefer to give in the collection at Mass or by mail? Request offertory envelopes from the parish office.
Stock & Mutual Funds
Gifting appreciated securities you have held more than a year can let you deduct the full fair-market value and avoid capital-gains tax. Contact the parish office for transfer instructions.
Employer Matching Gifts
Many employers match charitable gifts, doubling your impact. Check your employer's matching-gift program.
IRA Qualified Charitable Distribution
If you are 70½ or older, you can give directly from a traditional IRA to the parish. See planned giving for the 2026 QCD limits and why a QCD is especially valuable this year.
Donor-Advised Funds
Recommend a grant to St. Theresa from your donor-advised fund. Note: the new non-itemizer deduction cannot be used for DAF gifts.
Planned Giving
Remember St. Theresa in your will, estate plan, or beneficiary designations to leave a lasting legacy.
Figures current for the 2026 tax year. St. Theresa cannot provide tax or legal advice. Please consult your own advisor.